Frequently Asked Questions

An off-plan property refers to a property whose construction is yet to begin or is in its preliminary stages of construction.


A security deposit of 5% on unfurnished and 10% on furnished properties is required. In addition to that, you have to pay a DEWA deposit of AED 2000 for an apartment and AED 4000 for a villa. Also, a fee of AED 225 for Ejari. If there is chiller that will require a deposit. Then the agency fee as well.


A tenant needs to provide a valid passport and a valid Residence Visa copy. The original copies of both the documents have to be produced and presented by the tenant to the Property Broker. If it is a Corporate Tenant, he will have to provide a valid Trade License, General Manager’s Passport Copy(if he is signing the the Agreement) and valid passport of the Occupant.



Yes, as a tenant, you can terminate your tenancy contract, as long as you notify your landlord 2 months in advance and you will have to pay 2 months rent as cancellation from the day of vacating the property and you have to settle all the utility bills.



The primary market is that where the new properties can be purchased directly from the developer.

The buyer and the seller sign an MOU if it is a property purchase from a reseller. The Memorandum of Understanding is an agreement between the reseller and the buyer about the terms and conditions of the sale transaction.

If buying a property directly from the developer, the SPA is signed. The Sales Purchase Agreement, or SPA, is an important document you sign with the developer that has all the agreed terms and conditions about the sale transaction.

“Freehold property refers to the type of property purchase, where the buyer owns the plot as well as the unit. He/She is the landowner and has the title deed under his name. An heir can inherit a freehold property from the title deed holder. The owner of a freehold property is entitled to lease, occupy or sell his/her property. The owner can use the property for any purpose as long as it is in accordance with the local rules and regulations.

Freehold properties were introduced here to encourage foreign investment in Dubai and the most popular freehold areas for expats to purchase property, include Dubai Marina, Emirates Hills, Al Barsha, and Palm Jumeirah. “


DEWA is the abbreviation for Dubai Electricity and Water Authority. It is in charge of the electricity and water supply in Dubai.


DEWA can be applied online via their website or you can visit the DEWA offices to apply for the DEWA services.



Once all the required documents are in order, it takes an average of 30 minutes to register a sale.



Private Mortgage Insurance
Take the PMI percentage your lender provided and multiply it by the total loan amount. If you don’t know your PMI percentage, calculate for the high and low ends of the standard range. Use 0.22% to figure out the low end and use 2.25% to calculate the high end of the range. The result is your annual premium.

You must reach 20% equity in your home before you’ll be allowed to refinance. 

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